Here is some tips for reducing your car insurance premium...! If you are a first time driver do not choose a luxury car or a high power engine one as your first car. As a first time driver the recommended car is always a standard model with less engine power. Your car insurance quotes mainly depends upon the value of your car. The value of car increases the car insurance premium also increases. Choose the basic Third party fire and theft cover which is the minimum required insurance coverage for your vehicle. Choosing other complex coverage may more expensive and varies according to each company. Choose online car insurance quote and compare the premiums of each company. Avoid modifications in your standard car model. Engine power increasing,suspension modifications all these alterations affects your average car insurance rates and increase your renewal premium. Always drive safely and responsibly,never drink and drive or over speed. Any convictions rel...